DCB Bank Limited — PPTs, 24-04-2026: Investor Presentation

DCB Bank delivers solid Q4 FY26 results! Profit After Tax (PAT) jumped 16.14% YoY to ₹206 Cr, with full-year PAT up 18.89% to ₹732 Cr. Advances grew 17.58% YoY to ₹60,022 Cr, fueled by strong growth in Gold Loans (+56.7%) and Co-lending (+24.9%). Deposits rose 20.91% to ₹72,583 Cr. Total business crossed ₹1,32,000 Cr.

Asset quality improved, with Gross NPA at 2.45% (down from 2.99% YoY) and Net NPA at 0.89% (down from 1.12% YoY). The bank focuses on granular secured small ticket lending for self-employed, MSME, and retail segments. New digital initiatives, including secured credit cards and UPI-Lite auto top-up, enhance customer experience, alongside integrating 'DCB Lens' for streamlined loan appraisals.

Management aims to double the balance sheet in 3-4 years, targeting 1%+ Return on Assets and improving Cost-to-Income ratios, while maintaining strong asset quality. #DCBBank #Q4FY26 #FinancialResults