Yes Bank Limited — Investor Meet, 24-04-2026: Analysts/Institutional Investor Meet/Con. Call Updates

YES Bank's Q4FY26 earnings call highlights strong performance with Q4 Net Profit at INR 1,068 crores (+44.7% YoY) and FY26 Net Profit at INR 3,476 crores (+44.5% YoY). ROA reached 1% in Q4, with management aiming for sustained improvement. Net Interest Margin (NIM) improved to 2.7%. Asset quality remained robust, with Gross NPA at 1.3% and Net NPA at 0.2%, the lowest in 24 quarters. Total Advances grew 11.1% YoY, and Deposits crossed INR 3 lakh crore, with CASA balances exceeding INR 1 lakh crore. Management targets 13-15% loan growth, aligning with industry, driven by retail and commercial segments. The outlook signals confidence in continued ROA expansion and NIM improvement through strategic focus and disciplined execution.