SBFC Finance Limited — PPTs, 25-04-2026: Investor Presentation

SBFC Finance reported strong FY26 results, with Profit After Tax jumping 31% YoY to ₹451 Cr. Assets Under Management (AUM) grew 29% YoY to ₹11,270 Cr, notably crossing ₹10,000 Cr in Q3. The company maintained sound asset quality, with Gross NPA at 2.61%, and improved operating efficiency. This drove a Return on Assets (RoA) of 4.58% and Return on Equity (RoE) of 14.18% for the year.

A core strategy involves focusing on secured MSME loans in the ₹5-30 lakh ticket size segment, which is a large and expanding market. SBFC expanded its pan-India footprint to 251 branches across 18 states. Technology integration, including eKYC and digital workflows, is key to enhancing customer experience and operational control. The firm emphasizes strong credit underwriting, with 94% of AUM secured by property and over 89% from customers having CIBIL scores above 700.

Looking ahead, the company prioritizes continued expansion in the underserved MSME sector, digital transformation, and robust asset quality management through its established credit and collection framework.