PNB Housing Finance Limited — Investor Meet, 25-04-2026: Analysts/Institutional Investor Meet/Con. Call Updates

PNB Housing Finance reported strong Q4 & FY26 results. Retail loan book grew 16% YoY to INR 86,946 Cr. Total disbursements surged 36% YoY, with retail up 32%. GNPA improved to 0.93%. PAT for FY26 increased 18% to INR 2,291 Cr, with ROA at 2.66%. Management targets 18-20% retail loan book growth, aiming for INR 1 lakh Cr+ total loan book in FY27. Focus on affordable and emerging segments (40% of assets) is expected to drive higher yields. Digital transformation and AI initiatives are enhancing efficiency. The Board proposed a dividend of INR 8 per share. Management remains confident in sustained growth and asset quality.