Go Digit General Insurance Limited — PPTs, 28-04-2026: Investor Presentation

Go Digit reported strong financial performance. Gross Direct Premium (GDPI) grew 16.2% year-on-year to ₹9,846 Cr for FY26, with Q4 GDPI surging 21.3% YoY. The company's IndAS Profit after Tax (PAT) for FY26 reached ₹764 Cr, showing a robust 68.9% increase in Q4 to ₹179 Cr.

The company's strategy focuses on a diverse product portfolio (Motor, Health, Travel, Fire) and leveraging its advanced technology platform and distribution partner network to simplify insurance and offer customizable policies.

Profitability significantly improved, with IndAS PBT for FY26 at ₹1,021 Cr. The combined ratio, a key measure of underwriting profitability, improved to 99.1% in Q4 FY26 from 101.3% in Q4 FY25, indicating profitable underwriting. Assets Under Management (AUM) expanded to ₹22,922 Cr.

A growing AUM base is poised to generate higher investment income, supporting future financial performance.