Star Health and Allied Insurance Company Limited — PPTs, 29-04-2026: Investor Presentation

The company delivered strong business performance for FY26. Gross Written Premium (GWP) grew 16% YoY to 20,369 Cr, driven by a 37% YoY surge in Retail fresh GWP to 4,567 Cr. Net profit (PAT) increased 16% YoY to 911 Cr. Operational efficiency improved, with the combined ratio enhancing to 98.8% and underwriting profit turning positive at 206 Cr from a previous loss.

Growth is primarily fueled by strengthening proprietary channels, including an expanded agency network of 4.1 lakh agents, and accelerating digital adoption. Retail Fresh GWP from digital sources grew 35% to 928 Cr. The company is actively expanding customer-centric wellness initiatives, seeing significant uptake in preventive health checkups, telemedicine, and home healthcare. Digital engagement is high with over 14 million app downloads. The strategic focus remains on these growth drivers and enhancing operational efficiency.