MAS Financial Services Limited — PPTs, 29-04-2026: Investor Presentation

MAS Financial Services is showing strong growth. Its consolidated Assets Under Management (AUM) crossed ₹15,303.9 Cr, up ~19% year-on-year. Consolidated Profit Before Tax (PBT) for FY26 grew ~21% to ₹509.8 Cr, and Q4FY26 consolidated Profit After Tax (PAT) rose ~25% to ₹104.5 Cr. Standalone PAT for FY26 was ₹366.8 Cr, a 19.90% jump. Growth was seen across all loan segments, particularly Two-Wheeler loans (35.43% YoY). Asset quality remains robust with Net Stage 3 assets at 1.70%.

The company is driving growth through a diversified credit distribution network, with Housing, SME, and Two-Wheeler loans being key segments. Digitalization efforts, including 50+ API integrations and plans for AI, are enhancing operations.

Recent milestones include RBI's approval for factoring business and an upgraded ESG rating.

Management aims for 20-25% AUM growth medium to long-term, targeting ROA of 2.75-3% and ROE of 16-18%. The company is well-capitalized with strong liquidity and a proven risk management framework.