UCO Bank — Investor Meet, 02-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

UCO Bank delivered robust Q4 FY26 PAT growth of 22% YoY to Rs. 801 Cr, with full-year PAT at Rs. 2,768 Cr. Advances jumped 19.44%, deposits 11.59%, while asset quality sharply improved (Gross NPA 2.17%, Net NPA 0.27%). Management is upbeat, confident in surpassing FY27 guidance (credit growth 12-14%) and not compromising margins for corporate loans. Digital initiatives like 'Project Parivartan' have seen significant progress, driving Rs. 25,000 Cr in digital business. The bank holds a Rs. 1,900 Cr buffer for contingencies and targets 0.95-1% ROA. The outlook signals continued operational strength and strategic digital focus.