City Union Bank Limited — Investor Meet, 04-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

City Union Bank delivered robust Q4 FY26 results with 24% YoY total business growth. Advances surged 26% to ₹66,698 Cr, and deposits grew 23% to ₹78,308 Cr. Asset quality improved significantly, with Gross NPA falling to 1.91% (below 2% after 11 years) and Net NPA to 0.68%. Q4 PAT was a record ₹360 Cr, with FY26 ROA at 1.56%.

Outgoing MD/CEO Dr. Kamakodi reflected on 15 years of prudent growth, avoiding risky sectors. Incoming MD/CEO R. Vijay Anandh targets 2-3% above industry credit growth for FY27, focusing on MSME, gold loans, and secured retail. The bank also hit a milestone, opening its 1000th branch, and aims for a 1.65-1.67% ROA, supported by strong asset quality and cautious gold loan underwriting.