Aditya Birla Capital Limited — PPTs, 04-05-2026: Investor Presentation

Aditya Birla Capital delivered strong FY26 results with consolidated revenue up 14% YoY to ₹53,871 Cr and profit after tax rising 21% YoY to ₹3,797 Cr. This growth was fueled by robust performance across its diversified portfolio. The total lending book grew 32% YoY to ₹2,07,368 Cr, while total AUM increased 16% YoY to ₹5,91,343 Cr. Notably, Housing Finance PAT soared 98% and Health Insurance PBT jumped 7x.

The company's strategic focus on digital reinvention and an omnichannel architecture is paying off, enhancing customer engagement and operational efficiency. Significant investments in AI are streamlining processes like underwriting, sales, customer service, and marketing, driving productivity and improving risk management.

Recent developments include the successful launch of new products and variants across insurance segments and the expansion of digital platforms like the ABCD App and Udyog Plus, which now contribute significantly to business sourcing. Aditya Birla Housing Finance also recently saw a preferential allotment of shares to Advent International, with ABCL retaining ~86% stake.

Management aims to sustain growth by deepening market penetration, expanding distribution networks, and leveraging the Aditya Birla Group ecosystem. Future plans include aggressive growth in individual first-year premiums for life insurance and continuous investment in AI-driven solutions for superior customer experience and operational efficiency.