Can Fin Homes Limited — Investor Meet, 04-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Can Fin Homes exceeded FY26 disbursement guidance, hitting ₹10,531 Cr, with Q4 achieving a new peak. AUM growth reached 10.44%, targeting 14% in FY27 with ₹13,000 Cr disbursements. Delinquencies reduced for the fifth quarter, with GNPA at 0.85%, and credit costs at 10 bps (guided 15 bps for FY27). Spreads are stable at 2.8% (guided 2.75%) as 85%+ of loans are now on quarterly reset, mitigating BT out pressure. Management sees scope for yield improvement via non-housing/SENP segments and expects borrowing cost reduction. IT transformation costs will elevate Opex short-term, but ROA of 2.4% is maintained. Management is confident in growth despite affordable housing slowdown.