Bajaj Finance Limited — Investor Meet, 04-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Bajaj Finance delivered strong Q4 FY26 results: AUM grew 22.4% to ₹5.1 lakh Cr, and PAT jumped 26.7%. The company added 3.93 million new customers. Gold loan portfolio surged by 115%. For FY27, management projects AUM growth of 20-24%, ROA 4.4-4.6%, and ROE 19-20%. Credit costs are expected to trend down to 1.45-1.60% (new metric) as tailwinds from MSME recovery and winding down of certain portfolios take effect. Significant AI transformation is underway to boost efficiency and reduce costs. Management maintains an optimistic outlook, contingent on macro stability.