Bandhan Bank Limited — Investor Meet, 05-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Bandhan Bank reported Q4FY26 net profit of ₹534 Cr (+68% YoY), with NII up 4% QoQ. NIM expanded to 6.2%, projected to improve by 10-20 basis points. Gross advances grew 13% YoY to ₹1,54,000 Cr, with secured book at 56%. Deposits grew 10% YoY to ₹1,66,000 Cr, lifting CASA ratio to 29.3%. Asset quality strengthened as gross NPAs held at 3.3% and credit costs moderated to 2%. Slippages, especially in EEB, declined meaningfully. The bank targets 1.6-1.8% ROA by Q4FY27, focusing on granular deposits, cost discipline, and diversified growth. A dividend of ₹1.50 per share was announced.