Fedbank Financial Services Limited — Investor Meet, 05-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Fedbank Financial's Q4 FY26 showed strong performance with PAT over ₹100 crore, ROA at 2.6%, and ROE at 14%. AUM grew 27% to ₹20,153 crore, driven by 76% gold loan growth and 12% tonnage increase. Operating profit jumped 24% YoY, and credit costs improved to 0.7% in Q4. Management aims for 20-25% AUM growth and a 20-30 bps ROA expansion in FY27, focusing on gold and LAP. Operational efficiencies and strengthened collections are key, with a cautiously optimistic view on asset quality and returns.