Poonawalla Fincorp Limited — PPTs, 05-05-2026: Investor Presentation

Poonawalla Fincorp reported a robust financial performance for the latest quarter. Assets Under Management (AUM) grew significantly to ₹60,348 Cr. Net Interest Income (NII) surged by 78.5% year-on-year to ₹1,276 Cr, while Profit After Tax (PAT) jumped 69.6% quarter-on-quarter to ₹255 Cr. Pre-provision Operating Profit (PPoP) was also strong at ₹695 Cr, up 108.7% year-on-year. Asset quality improved, with Gross NPA at 1.44%, down 7 basis points quarter-on-quarter. Return on Assets (RoA) stood healthy at 1.81%.

The company is strategically focused on a digital-first approach and business expansion. It recently raised ₹2,500 Cr through a QIP, boosting its Capital Adequacy Ratio to a proforma 20.74%, providing ample growth headroom. New products, including Gold Loan (now in 400 branches), Consumer Durable, and Prime Personal Loans, are gaining traction, contributing 24% to total disbursements. Management aims for a 35-40% CAGR in AUM over the next few years, leveraging AI and digital initiatives to enhance productivity and customer experience, building a scalable consumer franchise.