The Jammu & Kashmir Bank Limited — Investor Meet, 05-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Jammu & Kashmir Bank reported strong financial results for Q4 and FY26. Full-year Net Profit jumped 13.5% YoY to Rs. 2,363.47 Cr, while Q4 Net Profit surged 36.5% YoY to Rs. 797.81 Cr. Deposits expanded 11% YoY to Rs. 1,65,354 Cr and Net Advances grew 18% YoY to Rs. 1,22,641 Cr. Asset quality notably strengthened, with Gross NPAs dropping to 2.50% and Net NPAs to 0.64%. The bank maintained a healthy Capital Adequacy Ratio of 16.55% and an improved Cost to Income Ratio. An encouraging performance highlighting steady growth and asset quality control.