The Jammu & Kashmir Bank Limited — Investor Meet, 05-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Jammu & Kashmir Bank hit a new high with ₹2363 Cr net profit for FY26, its fourth record year, and ~₹800 Cr in Q4 (36% QoQ jump). Total business surged 13.6%, fueled by 11.3% deposit and 16.8% advance growth, with strong focus on diversifying loans to ROI. Asset quality remains robust with GNPA at 2.50% and NNPA at 0.64%. FIIs raised their stake to 8.34%. Management forecasts a conservative FY27 due to global headwinds but is confident in over-delivering.