Punjab & Sind Bank — Investor Meet, 06-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Punjab & Sind Bank reported its highest-ever net profit of Rs.1,322 Cr for FY26, up 30.12%, with Q4 net profit at Rs.422 Cr. Total business grew 14.94% to Rs.2.64 Lakh Cr, driven by 18.29% gross advances and 12.37% deposit growth. Asset quality improved, with Gross NPA at 2.40% and Net NPA at 0.79%. RAM advances reached nearly 59%. Management projects 16-18% advances growth for FY27, targeting Rs.4 Lakh Cr business by FY29. Strategic focus includes digital transformation, pan-India expansion, and launching GIFT City operations by Oct 2026. The bank expresses confidence in sustaining qualitative growth and operational resilience.