Karur Vysya Bank Limited — PPTs, 07-05-2026: Investor Presentation

Karur Vysya Bank posted robust financial results for the quarter and year ended March 31, 2026. Annual Net Profit surged 29% to ₹2,510 Cr, with Q4 Net Profit jumping 41% to ₹725 Cr. Advances grew 17% YoY to ₹98,754 Cr, and Deposits rose 13% YoY to ₹1,15,666 Cr, pushing total business to ₹2.14 Lakh Cr.

Growth is strongly driven by the bank's RAM (Retail, Agri, MSME) segment, where advances climbed 18% YoY, with Retail advances alone up 25%. Digital transformation remains a key strategy, with 97% of transactions now handled digitally, supported by improved KVB DLite and the new KVB Corp app.

Asset quality is exemplary: Gross NPA stands at 0.75% and Net NPA at 0.19%, backed by a high 96.45% Provision Coverage Ratio. Profitability metrics are strong, with Q4 Return on Assets (ROA) at 2.10%, Return on Equity (ROE) at 20.55%, and Net Interest Margin (NIM) at 4.25%. The bank also secured IGBC Platinum Certification for its Central Office, underscoring its ESG commitment. Strong performance across the board!