India Shelter Finance Corporation Limited — Investor Meet, 07-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

India Shelter's AUM grew 29% YoY to Rs 11,044 Cr, with PAT up 27% YoY to Rs 138 Cr. ROE reached 17.6%. Asset quality improved significantly, with GS3 at 1.2% and NS3 at 0.9%. Spreads are maintained above 6%. Management guides for 25-30% loan growth, targeting Rs 30,000 Cr AUM by 2030, adding 40-45 branches annually. Credit cost is targeted at 40-50 bps. A cautious near-term outlook leads to a 20% disbursement growth expectation for FY27. The company reports strong liquidity and reduced BT-outs.