IIFL Finance Limited — Investor Meet, 07-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

IIFL Finance reported strong Q4 FY26 results with PAT at ₹623 Cr, up 24% QoQ. Loan AUM surpassed ₹1 lakh Cr, reaching ₹1,08,180 Cr (+38% YoY), driven by gold loan AUM which grew 150% YoY. Asset quality improved, with GNPA at 1.5% and NNPA at 0.7%. Management is focused on secured lending, capital-efficient growth via co-lending, and AI-led operations. The company expects 20-25% gold AUM growth and 18-20% home finance AUM growth. FY27 credit cost guidance is 1.5-1.7%. Income tax assessment orders are anticipated soon; the company is confident in its position and will appeal if adverse demands are made. Sentiment reflects a focus on sustainable, capital-efficient growth.