Niva Bupa Health Insurance Company Limited — PPTs, 08-05-2026: Investor Presentation

Niva Bupa Health Insurance reported strong FY26 performance! Gross Written Premium (GWP) soared 27.4% YoY to ₹9,432.9 crore, while Profit After Tax (PAT) jumped an impressive 80.4% to ₹366.1 crore. The Combined Insurance Service Ratio improved to 101.4%, highlighting operational efficiency. Retail Health GWP grew 35.0%, pushing market share to 10.1%.

Key strategies include leveraging technology and AI to transform operations, expanding multi-channel digital distribution, and maintaining disciplined underwriting with a strong Preferred Partner Network. Recent highlights include new product launches (e.g., Health Plus Xtend) and wellness programs. Customer experience is improving, reflected in a Weighted Episodal NPS of +60. Niva Bupa continues to focus on building a robust, profitable health insurance business and aligning reporting for enhanced transparency.