Bank of India — PPTs, 08-05-2026: Investor Presentation

Bank of India delivered strong FY26 results with Global Business up 14.57% to ₹16.99 lakh Cr. Global Deposits grew 13.56% to ₹9.27 lakh Cr, and Advances climbed 15.82% to ₹7.71 lakh Cr, driven by robust 19.11% growth in the RAM segment (Retail, Agri, MSME). Net Profit jumped 14% to ₹10,527 Cr. Asset quality significantly improved, with Gross NPA at 1.98% and Net NPA at 0.56%. Return on Assets hit 0.93%.

The bank's digital transformation is a key growth driver, with its Digital Lending Platform sanctioning ₹1.28 lakh Cr (+87% YoY) in loans and 50 products now live. They launched new credit cards and expanded WhatsApp Banking. Recent developments include raising ₹10,000 Cr in Infrastructure Bonds. ESG is also a focus, raising ₹963 Cr in Green Deposits and growing Green Finance exposure beyond ₹14,000 Cr. The bank's Capital Adequacy (CRAR) strengthened to 18.01%. Management looks forward to continued exponential growth, backed by digital innovation and a strong balance sheet.