Aadhar Housing Finance Limited — Investor Meet, 11-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Aadhar Housing Finance delivered robust Q4 FY26 results, with AUM crossing INR30,000 Cr to INR30,571 Cr (+20% YoY). PAT grew 20% to INR1,096 Cr. Record Q4 disbursements reached INR3,087 Cr (+20% YoY). Asset quality improved, with GNPA at 1.08% (30 bps sequential drop) and 1+DPD down 80 bps. Management targets 20% AUM and profit growth, and 17-18% disbursement growth, eyeing INR50,000 Cr AUM in 3 years. Focus on emerging markets, PMAY, and cautious LAP growth provides yield levers. Costs are optimized, and technology adoption is enhancing efficiency. Outlook is confident, driven by strong market demand.