Poonawalla Fincorp Limited — Investor Meet, 11-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Poonawalla Fincorp reported a strong Q4 FY26, with AUM growing 69.4% YoY to ₹60,348 Cr and PAT up 70% QoQ to ₹255 Cr. ROA hit a new baseline of 1.81%. NIM expanded to 9.05% due to a 40 bps rise in disbursement yield. Asset quality improved, with GNPA at 1.44% and credit cost declining to 2.51%. Opex-to-AUM reduced to 4.13%, driven by tech and new business productivity. Management is confident in sustained ROA growth, leveraging AI/digital for efficiency, robust risk calibration, and a diversified, low-risk portfolio. A recent ₹2,500 Cr capital raise further strengthens the balance sheet.