PB Fintech Limited — PPTs, 11-05-2026: Investor Presentation

PB Fintech delivered powerful growth, boosting insurance premiums 4.9x to ₹29,934 Cr and revenue 4.8x to ₹6,794 Cr since FY22. The company impressively turned profitable, reporting ₹670 Cr PAT in FY26. Loan disbursals also surged to ₹30,740 Cr. Key segments like life and health insurance are seeing strong market share gains, alongside expanding motor and profitable UAE operations.

Driving this growth is a deep AI integration across sales, risk, and service, enhancing efficiency and customer experience. Their 'phygital' strategy, including PB Partners, is crucial for expanding reach into smaller cities.

Management aims for ₹1,000 Cr PAT in FY27 and a massive ₹1 Lac Cr in total insurance premium by FY30. This outlook is supported by compounding renewal revenue (₹935 Cr at ~80% margins in FY26) and continued tech leverage.