SRG Housing Finance Limited — PPTs, 12-05-2026: Investor Presentation

SRG Housing Finance shines in Q4 & FY26! 🚀 AUM crossed a big milestone, hitting ₹1,042.2 Cr, up 37.2% YoY. Profits are soaring, with Q4 PAT jumping 50% YoY to ₹9.3 Cr, and FY26 PAT up 33.2% to ₹32.5 Cr.

The company's strategy of deep rural penetration and focus on underserved segments with housing loans (72%) and LAP (28%) is paying off. Asset quality is solid, with GNPA at 1.77%.

Major wins include the AUM landmark and an upgraded credit rating to ACUITE A- (Stable). Average loan ticket size grew to ₹15.44 Lakh, showing expansion.

Disbursements for Q4 were ₹139.6 Cr (+31.1% YoY). FY26 ROAA stood at 3.18% and ROAE at 11.59%.

SRG aims to be the go-to partner for homeownership in rural/semi-urban areas, backed by tech (SRG SRAJAN) and disciplined risk management.