Karur Vysya Bank Limited — Investor Meet, 12-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Karur Vysya Bank reported its highest-ever Q4 net profit of INR 725 Cr (+29% YoY), bringing full-year profit to INR 2,500 Cr. Advances grew 17% YoY to INR 98,754 Cr, and deposits rose 13% to INR 1,15,666 Cr. Q4 NIM stood at 4.25% (excl. one-offs), with full-year NIM at 3.97%. Asset quality remains strong: GNPA at 0.75% and NNPA at 0.19%. Management foresees cautious, moderate growth for FY27 (1-2% above industry), expecting NIMs to moderate to 3.75-3.8% due to competitive pricing and rising deposit costs. The bank prudently set aside INR 163 Cr for geopolitical risks.