One 97 Communications Limited — Investor Meet, 12-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Paytm anticipates accelerated revenue growth in FY27 across payments and financial services, projecting EBITDA margins to reach 15-20% within 2.5-3 years, driven by significant operating leverage. Q4 FY26 saw GMV grow 27% YoY, with payment processing margins increasing from below 3 bps to over 4 bps, boosted by product enhancements and credit instruments on UPI. Merchant loan penetration stands at 7%, indicating substantial growth potential. Management reports "phenomenally well" traction for Postpaid loans and views wealth management as a critical third growth pillar. Strategic AI investments aim to improve customer engagement and service monetization. The company expresses a confident outlook on its growth trajectory and platform strength.