Home First Finance Company India Limited — Investor Meet, 12-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Home First Finance Company India Limited posted strong FY26 results with PAT up 41.4% to INR540 Cr. AUM grew 24.9% YoY to INR15,878 Cr, driven by record Q4 disbursements of INR1,572 Cr. Q4 Net Interest Margin stood at 5.9%, with cost-to-income improving to 32%. Asset quality saw pronounced improvement: Gross Stage 3 at 1.8% (down 20bps QoQ) and stable credit cost at 40bps. Management expects ~25% AUM growth in FY27, leveraging strengthened teams, wider product offerings (including co-lending), and successful penetration in formal markets like Mumbai/Pune. Technology and AI are central to enhancing productivity. The outlook is positive on sustained profitability and disciplined expansion.