Muthoot Microfin Limited — Investor Meet, 13-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Muthoot Microfin unveiled Vision 3030, targeting INR30,000 Cr AUM, 5%+ ROA, and 20%+ ROE by 2030, aiming for INR1,000 Cr profit. The company reported a strong Q4 FY26 profit of INR71 Cr, with full-year profit at INR170 Cr. AUM grew 13% YoY to INR14,005 Cr. Collection efficiency hit 96.43%, while GNPA reduced to 3.89%. Strategic diversification into non-JLG products (now 17% of portfolio, targeting 47% by 2030) is driving growth and improving asset quality, with individual loans showing near-zero delinquency. Technology, including AI for underwriting and digital collections, is a key enabler. Management is confident in sustainable, qualitative growth.