Regency Fincorp Ltd — Important, 14-05-2026: Company Update

Regency Fincorp discussed its FY26 earnings, reporting AUM up 45% to ₹261.2 Cr, with PAT surging 170% to ₹13.4 Cr. The company is strategically shifting its focus, growing secured MSME loans to 61% of AUM, while phasing out microfinance. Future growth will be driven by secured MSME lending (80% target) and digital personal loans for salaried individuals (15-20% target). They plan to expand their branch network and leverage technology, including a forthcoming digital wallet and PPI license, to enhance efficiency and risk management. Cost of funds is targeted to reduce to 11-12% in 12 months.