Indian Overseas Bank — Investor Meet, 14-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Indian Overseas Bank delivered a robust Q4FY26. Net Profit surged 56.16% YoY to Rs 5,208 Cr, with Operating Profit hitting an all-time high of Rs 10,026 Cr. Advances grew 24.16% and deposits 18.03%. Asset quality significantly improved, with GNPA at 1.42% and NNPA at 0.21%. Management targets 13-15% growth, confirming readiness to frontload Expected Credit Loss provisions. Focus remains on Retail, Agri, MSME (RAM) lending, digital initiatives, and maintaining strong margins. QIP plans are ongoing to increase public float.