CMS Info Systems Limited — PPTs, 14-05-2026: Investor Presentation

Here's a concise, retail-friendly summary:

**Business Performance:** CMS Info Systems navigated a tough FY26 as services revenue grew 6% to ₹2,312 Cr, but operating margins compressed to 24.1% due to consumption slowdowns and contract delays. Q3 marked the bottom, with Q4FY26 showing strong recovery; services revenue hit ₹609 Cr (+6% QoQ) and EBITDA margin improved to 25.6% (+280 bps QoQ). Customer mix is diversifying, with 52% revenue now from private banks and retail.

**Growth Drivers/Strategy:** CMS optimized costs via AI-led route efficiency and shifted to fixed-fee contracts. The Technology & Payment Solutions (T&PS) segment is a major growth engine, now 16% of services revenue, driven by HAWKAI monitoring 50,000+ sites.

**Recent Developments:** Notable contract wins include SBI (₹500 Cr incremental), ICICI Bank (₹400 Cr), and HDFC Bank (₹400 Cr). Strategic acquisitions of FSS Managed Services (₹115 Cr) and Securens (₹75 Cr) boost market share in ATM management and Vision AI (36%). The board approved a ~₹168 Cr share buyback at ₹340/share.

**Key Financial Metrics:** FY26 PAT was ₹303 Cr (EPS ₹18.45). CMS holds ₹650 Cr cash on books.

**Management Outlook:** For FY27, total revenue is projected at ₹2,800-₹2,900 Cr (13-17% growth), services revenue at ₹2,700-₹2,800 Cr, with EBITDA margin trending towards 25%+. FY30 services revenue is eyed at ₹3,750-₹3,950 Cr.