Cholamandalam Financial Holdings Limited — Investor Meet, 15-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Cholamandalam Financial Holdings' FY26 GDPI was ₹7,762 Cr, GWP ₹8,904 Cr, impacted by ₹598 Cr crop insurance loss. Management aims to re-enter crop business and grow motor cars (now 49% of motor book), while being cautious on 2-wheelers. Claims ratio rose to 81.3%, combined ratio to 115.2%, due to higher motor OD claims and prudent third-party reserving. PBT stood at ₹454 Cr, ROE at 10.4%. The company targets 15%+ ROE, supported by recent 7-8% price hikes improving motor OD loss ratios. Solvency is 1.96x. IFRS transition is set for FY28. A new 'Chola Xceed' app will boost renewals. Management is confident in achieving future ROE targets.