Bank of India — Investor Meet, 15-05-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Bank of India reported strong Q4FY26 results: Net Profit up 15% YoY to ₹3,016 Cr, with FY26 Net Profit rising 14% to ₹10,527 Cr. Global advances grew 15.82% to ₹771,000 Cr, and deposits increased 13.56% to ₹927,000 Cr. Asset quality notably improved, with Gross NPA at 1.98% and Net NPA at 0.56%.

Management projects 15-16% global advances growth and 13-14% deposit growth for FY27. Focus remains on strengthening deposits, boosting high-yielding RAM/Mid-corporate advances, and improving margins. ECL guidelines are expected to have a modest 10 bps annualized impact on credit cost. The bank is strategically enhancing its wealth management and digital offerings.