Mufin Green Finance Limited — PPTs, 25-05-2026: Investor Presentation

Here's a concise summary of the investor presentation:

1. **Business Performance:** Mufin Green Finance reported a strong FY26, with AUM growing 83.8% year-over-year to ₹1,541.17 Cr. Q4 Profit After Tax (PAT) jumped 183.5% to ₹11.03 Cr, and full-year PAT increased 39.1% to ₹28.21 Cr. Key segments like Mediclaim (39% AUM), EV & Solar Financing (30%), and Other Loans (29%) contributed significantly.

2. **Growth Drivers or Strategy:** The company achieved strong operating leverage by reducing headcount by 15.83% while cumulative disbursements surged 5.5 times. A credit rating upgrade to 'A-' is a key driver, aiming to reduce borrowing costs below 10% in FY27. Diversified borrowing across 40+ lenders also supports growth.

3. **Recent Developments:** Notable developments include the significant credit rating upgrade and successful workforce rationalization to boost efficiency. Asset quality is improving.

4. **Key Financial Metrics:** AUM stands at ₹1,541.17 Cr (+83.8% YoY). Q4 PAT reached ₹11.03 Cr (+183.5% YoY). Gross NPA improved to 1.94%, and Net NPA to 1.65%. Capital Adequacy Ratio (CRAR) is a robust 32.37%.

5. **Management Commentary / Outlook:** Management plans further efficiency gains, targeting a headcount of 300 by FY27 and a borrowing cost below 10% in FY27, signaling a focus on sustainable and profitable expansion.