Senco Gold Limited — PPTs, 27-05-2026: Investor Presentation

**Business Performance:** Senco Gold posted strong Q4 FY26 results with revenue up 45% YoY to ~1,997 Cr, EBITDA leaping 116% YoY to ~274 Cr, and PAT soaring 151% YoY to ~157 Cr. For the full FY26, revenue grew 33% YoY to a record ~8,430 Cr, EBITDA increased 164% YoY to ~969 Cr, and PAT surged 261% YoY to ~574 Cr. Same-store sales grew 35% in Q4 and 24% for FY26. Old gold exchange contributed significantly (50% in Q4, 44% in FY26).

**Growth Drivers or Strategy:** Strategic expansion into new geographies like Rajasthan and Central Maharashtra, leveraging its asset-light franchisee model for Tier 3/4 cities. Focus on innovation, affordability, and growing the organized jewellery market with a rising 9K/14K portfolio. Digital initiatives and gold price hedging are key.

**Recent Developments:** Senco expanded its showroom network to 201 stores, launching 26 new showrooms in FY26 (7 in Q4). Credit rating upgraded to CARE A+. Declared a final dividend of 20% (plus 15% interim).

**Key Financial Metrics:** ROE stood at 25.7%, RoCE at 22.5%, with an improved Interest Coverage Ratio of 4.3. Inventory at ~5,296 Cr, primarily due to rising gold prices and new stores.

**Management Commentary / Outlook:** Management targets 20%+ value growth for FY27, maintaining EBITDA margins at 7.5-7.8%. Plans include 18-20 new showrooms, accelerating franchisee growth, cost optimization, and aiming for 4-4.5% sustainable PAT.