General Insurance Corporation of India — PPTs, 29-05-2026: Investor Presentation

GIC Re showed robust performance, with Gross Written Premium rising to ₹44,007 Cr and Profit After Tax jumping to ₹8,392 Cr in FY25-26. The Combined Ratio improved to 106.0%, signaling better underwriting, and Solvency Ratio strengthened to 421%.

The company's strategy focuses on leveraging its 9th global rank and strong credit ratings to expand internationally, especially in Afro-Asian markets, and grow domestically in new areas like Surety bonds, Cyber risk, and Parametric covers. Key initiatives include enhancing underwriting profitability through rigorous contract evaluation and adopting advanced modeling capabilities for exposure management. GIC Re is also building catastrophe reserves for climate change and undergoing significant digital transformation across HR, IT systems (SAP S4HANA), and workflow management.

Management is committed to maintaining market leadership, further improving its A- Excellent credit rating, and optimizing claims and commission ratios. Healthy capitalization will fuel future growth and resilience.