CSL Finance Limited — Investor Meet, 02-06-2026: Analysts/Institutional Investor Meet/Con. Call Updates

CSL Finance reported varied performance for Q4FY26 and FY26. AUM grew 21% YoY to Rs. 1,448 Cr, with wholesale now 69% of the mix due to strong growth. SME retail remained challenging amidst competitive pressures and a cautious approach. Q4 Net Interest Income was Rs. 45.4 Cr (+21% YoY), and full-year PAT stood at Rs. 86 Cr (+19% YoY). Gross NPA rose to 1.1%, partly from provisioning adjustments. Management is cautiously optimistic, guiding 15-25% AUM growth for FY27, expecting wholesale to lead and SME retail to improve. The firm is consolidating SME operations for efficiency and quality.