Emerald Finance Ltd — Important, 03-06-2026: Company Update

Emerald Finance reported strong Q4 performance with total income of INR9.76 crores and a net profit of INR4.364 crores. For the full year, total income reached INR31.2 crores, yielding a net profit of INR15.15 crores and EPS of INR4.36. The company saw healthy traction in Early Wage Access (EWA) and disbursed INR375 crores in gold loan syndication during Q4. Its credit rating was upgraded from BB+ to BBB-. Management expects continued growth, driven by expanding its corporate network and strengthening technology-led financial services, anticipating EPS to cross 7. The focus remains on strategic partnerships and cross-selling, with new products like insurance and mutual funds planned.