Capri Global Capital shows strong performance with AUM growing 60% year-on-year to ₹36,623.7 Crore and profit after tax jumping 98% to ₹949.2 Crore in FY26. The company maintains a retail-focused, 100% secured loan book, with Gold Loans making up the largest portfolio at 46.3%. MSME, Housing, and Retail Construction Finance also contribute significantly. The business spans 20 states through a network of 1,429 branches. Asset quality remains robust with Gross NPA at 0.9% and Net NPA at 0.5%, alongside a healthy Capital Adequacy Ratio of 25.9%. Return on Equity stands at 16.5%.
A key growth strategy involves leveraging its in-house advanced technology and AI capabilities, including generative AI tools, to boost operational efficiency, enhance customer experience, and improve credit underwriting. The company plans further geographic expansion and product diversification, aiming to increase fee income from segments like insurance and car loan distribution, and strengthen co-lending partnerships. Management is focused on expanding Return on Equity through margin growth, reduced credit costs, and operational leverage from its tech-driven network.