Credent Global Finance Ltd — Important, 01-01-1970: Company Update

**Signpost India Limited**

Signpost India has announced a special window for shareholders to transfer and dematerialize physical shares, particularly those purchased before April 2019, until early February 2027. These shares will be demat and locked-in for one year. Concurrently, the company is running a "Saksham Niveshak" campaign until early July 2026, urging shareholders to update KYC details and convert physical shares to demat form. This initiative aims to ensure direct payment of unpaid dividends and prevent shares/dividends from being transferred to the Investor Education and Protection Fund, enhancing investor protection.

**Marico Limited**

Marico will hold its 38th Annual General Meeting on August 6, 2026, via video conferencing, where shareholders can e-vote. The Board has put forth a final equity dividend of ₹4 per share for FY 2025-26 for approval. If passed, this dividend will be paid by September 5, 2026, to eligible shareholders as of July 30, 2026, with tax deducted at source. Shareholders are urged to update their bank details, KYC, and email addresses with their Depository Participants or RTA to ensure timely dividend payments.

**Lambodhara Textiles Limited**

Lambodhara Textiles has opened a special one-year window, until early February 2027, for shareholders to transfer and dematerialize physical shares acquired before April 2019. This includes re-submitting previously rejected transfer requests. Shares transferred during this period will be mandatorily dematerialized and subject to a one-year lock-in. The company also encourages all shareholders to update their KYC and convert any remaining physical shares to demat form to ensure smooth processing of entitlements.

**SEPC Limited**

SEPC Limited has initiated a postal ballot for shareholders to vote on several key proposals via remote e-voting, open from early July to early August 2026. The proposals include increasing the company's authorized share capital, raising the threshold for loans and investments to ₹3,000 Crore, and increasing borrowing limits to ₹7,500 Crore. Shareholders will also vote on a preferential equity share issue for a share swap, which could impact the company's capital and future strategic direction.

**BEML**

BEML is intensifying its focus on research and development for rail and aerospace sectors. In rail, the company is developing indigenous high-speed rail technology and plans to bid for a large ₹30,000-35,000 Crore contract for Mumbai's suburban coaches. This strategy aims to expand its manufacturing capabilities beyond assembly. In aerospace, BEML is part of a consortium building prototype structures for India's 5th-generation stealth fighter jets, a ₹15,000 Crore program, strategically positioning BEML as a key player in advanced military aviation. The company anticipates a 30% revenue increase in FY2027.

**SBI Customers Cyber Fraud Warning**

SBI has issued a warning to its customers regarding a new cyber fraud targeting reward points. Scammers are sending fake messages about expiring or redeemable reward points, attempting to trick customers into clicking malicious links or downloading harmful apps. SBI clarifies it never sends such links via SMS or WhatsApp. Customers are advised to be vigilant, avoid clicking suspicious links, and only use official bank platforms to check reward point information to protect their personal and financial data from theft.

**Gold/Silver Price Drop**

Gold and silver prices saw a decline due to global market trends. On July 6, 24-carat gold traded at ₹1,46,620 per 10 grams, with 22-carat at ₹1,34,400 and 18-carat at ₹1,09,970. Silver prices dropped by ₹5,000 to ₹2,45,000 per kilogram. Market experts suggest that fluctuations in crude oil prices, the Rupee-Dollar exchange rate, and broader global economic conditions are influencing these precious metal rates. Investors should verify current local prices before making any purchases.

**Saudi Arabia Crude Oil Price Cut**

Saudi Arabia has implemented its most significant crude oil price reduction for Asian buyers in over 26 years, slashing the 'Arab Light' crude price by $11 per barrel. This move comes as global oil prices have softened to around $72 per barrel, influenced by reduced US-Iran tensions and normal shipping through the Strait of Hormuz. The price cut intensifies competition among Middle Eastern producers for market share in Asia, potentially leading to increased supply and beneficial pricing for Asian refiners.

**One Day EMI Delay & CIBIL Score**

Financial experts clarify that delaying an EMI payment by just one day typically does not result in an immediate, significant drop in an individual's CIBIL score. However, prolonged non-payment or the subsequent reporting of such defaults to credit bureaus will negatively impact the score. Lenders may impose late payment fees and penalties for delayed installments, along with sending reminders, highlighting the importance of timely repayments to maintain a healthy credit profile.

**Punjab National Bank - Notice to Locker Holders**

Punjab National Bank has issued a notice to a specific locker holder, Purnima Rajendra Jain (Locker AA0011), concerning overdue rent of ₹26,833.20 since September 2022. The bank warns that per its guidelines, lockers with over three years of unpaid rent may be broken open, with all associated costs recovered from the locker's contents. All relevant locker holders are urged to clear their dues by October 8, 2026, to prevent their lockers from being opened without further notice.

**Sky Industries Limited**

Sky Industries will hold its 37th Annual General Meeting on August 1, 2026, via video conferencing, enabling shareholders to e-vote on agenda items. The Board has put forth a final dividend of ₹1 per equity share for the financial year ended March 31, 2026, for shareholder approval. If approved, this dividend will be paid after the AGM, subject to tax deduction at source. Shareholders are advised to update their email addresses, KYC details, and PAN by July 17, 2026, to ensure smooth communication and dividend processing.