Jio Financial Services Limited — PPTs, 16-07-2026: Investor Presentation

Jio Financial Services delivered strong quarterly financial results, showcasing accelerated growth and sustainable profitability across its businesses.

**Business Performance:** Overall total income (ex-dividend) surged 141% YoY to Rs. 1,496 Cr, with consolidated Profit Before Tax (including dividend) jumping 131% YoY to Rs. 970 Cr. The NBFC business saw its Gross AUM rocket 2.6x to Rs. 30,667 Cr, driving a 113% rise in net profit to Rs. 96 Cr. Payments Bank deposits grew 1.7x to Rs. 617 Cr, while Payment Solutions' Total Payment Value (TPV) soared 2.5x to Rs. 19,208 Cr. New ventures like AMC (closing AUM Rs. 18,412 Cr) and Reinsurance (Rs. 266 Cr GWP) are also gaining significant traction.

**Growth Drivers & Strategy:** JFSL is focused on building a full-stack financial ecosystem, powered by a digital-first, AI-native approach for hyper-personalized customer experiences. Key strategies include expanding its omni-channel distribution network and leveraging AI for superior operations and risk management.

**Recent Developments:** The NBFC achieved quarterly disbursements over Rs. 11,000 Cr. Payments Bank commenced FASTag ANPR-based toll processing, and Payment Solutions launched cross-border collection services for exporters. JioBlackRock AMC expanded product offerings, and a 50:50 General Insurance JV with Allianz was incorporated.

**Outlook:** Expect JFSL to continue its strong execution and strategic investments to scale growth-stage and incubate nascent businesses, all while prioritizing a customer-first approach through advanced technology.