RBL Bank Limited — PPTs, 17-07-2026: Investor Presentation

RBL Bank delivered a strong Q1 FY27. Net Profit soared 27% year-on-year (YoY) to Rs. 253.7 Cr. Net Interest Income (NII) grew 12% YoY to Rs. 1,654.4 Cr, while Core Fee Income was up 16% YoY to Rs. 923.3 Cr. Operating Profit jumped 31% YoY to Rs. 922.8 Cr.

The bank saw robust growth in Advances, up 23% YoY to Rs. 116,223 Cr, and Deposits, which rose 24% YoY to Rs. 129,362 Cr. Asset quality significantly improved, with Gross Non-Performing Assets (GNPA) down to 1.30% and Net Non-Performing Assets (NNPA) at 0.37%.

A major development was Emirates NBD's strategic infusion of approximately USD 2.75 billion (~Rs. 26,000 Cr), giving them a 60% stake and boosting Capital Adequacy to 33.3%. This partnership is expected to unlock significant cross-border synergies. RBL Bank is also driving digital transformation, expanding partnerships, and enhancing capabilities in payments and customer onboarding, alongside new NRI banking solutions.