Poonawalla Fincorp Limited — PPTs, 17-07-2026: Investor Presentation

Poonawalla Fincorp kicks off FY27 with a strong Q1! 🔥 AUM hit ₹67,054 Cr, up 62.5% YoY. Net Interest Income (NII) surged 84.3% YoY to ₹1,415 Cr. Profit After Tax (PAT) jumped 141.8% YoY to ₹308 Cr, driven by robust retail product growth and strong operating leverage. Pre-provision Operating Profit (PPoP) expanded 12.9% QoQ to ₹785 Cr, boosting Return on Assets (RoA) to 1.98%.

Asset quality is improving, with Gross NPA at 1.37% (down 7 bps QoQ). New products like Gold, Education, and CV loans contributed ₹3,600+ Cr in disbursements, making up 26% of total. The company completed a ₹2,500 Cr Qualified Institutional Placement (QIP), strengthening its capital base (CAR 19.46%, Leverage 3.82x).

Growth is fueled by a digital-first approach, leveraging 50+ deployed AI/ML solutions for efficiency and customer experience. Management aims for ~35-40% AUM CAGR in coming years, targeting a 5-6x AUM increase over the next 5 years, building a scalable consumer franchise. #PoonawallaFincorp #Q1FY27 #FinancialResults #GrowthStory