Can Fin Homes Limited — PPTs, 20-07-2026: Investor Presentation

**1. Business Performance:**

Can Fin Homes delivered a strong latest quarter, boosting its Loan Book 11% YoY to 42,961 Cr. Profit After Tax soared 20% YoY to 268 Cr, supported by an 18% jump in Net Interest Income to 427 Cr. Asset quality improved, with Gross NPA dropping to 0.87% from 0.98%.

**2. Growth Drivers & Strategy:**

Strategic focus areas include digital acceleration, with Loan Origination and Management Systems (LOS & LMS) now in pilot phase. The company aims to significantly increase digital sourcing by 2028 while expanding in Southern India and increasing lending to self-employed non-professionals.

**3. Recent Developments:**

Key milestones include crossing 250 branches and achieving over 1,000 Cr in annual PAT. New offerings like 'Can Fin Vishwas' target marginalized groups, and 'PMAY Lantern Nights' boost affordable housing access.

**4. Key Financial Metrics:**

Earnings Per Share rose to `20.11. Net Interest Margin (NIM) improved to 3.81%, and Return on Average Assets (RoAA) reached 2.39%. Return on Equity (RoE) slightly increased to 17.15%.

**5. Management Commentary / Outlook:**

Management highlights a commitment to sustained growth, asset quality, profitability, and liquidity, reinforced by robust governance and compliance.