Karur Vysya Bank Limited — PPTs, 20-07-2026: Investor Presentation

Karur Vysya Bank (KVB) delivered a solid Q1 FY27! 🚀 Net Profit surged 45% YoY to ₹756 Crore, with Operating Profit up 36% to ₹1,096 Crore. Net Interest Income also saw strong 32% growth. Loans expanded 17% YoY to ₹1,04,680 Crore & Deposits grew 15% YoY to ₹1,22,587 Crore. RAM segments, especially Retail Advances (+23% YoY, powered by jewel & mortgage loans), were key growth drivers.

Asset quality remains strong with Gross NPA at 0.74% & Net NPA at a low 0.19%, backed by a 96.21% Provision Coverage Ratio. Digital adoption is soaring, with 98% of transactions now digital, and the new KVB Corp app for businesses launched.

The Bank's capital position looks comfortable for continued growth. EPS hit ₹7.82, Return on Assets 2.11%, Return on Equity 20.24%. KVB also bagged 'Best Small Indian Bank' award & earned an ESG upgrade! 📈