ICICI Bank Limited — PPTs, 22-07-2026: Investor Presentation

ICICI Bank's latest investor update highlights robust financial health and consistent growth.

1. **Business Performance:** Q1-2027 Profit After Tax reached ₹14,805 Cr (US$1.56 bn), a strong 15.9% YoY growth. Net Interest Income climbed to ₹88,075 Cr in FY2026, with Net Interest Margin at a healthy 4.3%. Advances surged 19.6% YoY to ₹16,31,260 Cr (US$172 bn), complemented by 14.0% YoY deposit growth to ₹18,33,586 Cr. Asset quality improved, with Gross NPA at 1.4% and Net NPA at 0.35% as of Jun 30, 2026.

2. **Growth Drivers & Strategy:** The bank maintains leadership across a broad spectrum of financial services through profitable subsidiaries. Its strategy focuses on a well-diversified loan book and a stable funding base, driving robust performance.

3. **Recent Developments:** ICICI Bank expanded its network by adding 528 branches in FY2026, reaching a total of 7,608 by Jun 30, 2026. It is also designated as one of India's three Domestic Systemically Important Banks.

4. **Key Financial Metrics:** Return on Assets stood at 2.49% and Return on Equity at 17.1% as of Jun 30, 2026. Capital adequacy remains strong, with a Total Capital Adequacy Ratio of 16.84% and CET-1 Ratio of 16.19%.

5. **Outlook:** Consistent improvement in asset quality, a solid capital base, and diversified business lines reflect a positive trajectory for sustained performance.