IndusInd Bank Limited — PPTs, 22-07-2026: Investor Presentation

IndusInd Bank posted robust Q1FY27 results. Net Profit surged 75% QoQ to ₹1,037 Cr, while Operating Profit rose 21% QoQ to ₹2,773 Cr. Net Interest Income increased 7% QoQ to ₹4,685 Cr. Total Deposits grew 4% QoQ to ₹4,14,766 Cr, driven by strong retail deposit growth (up 4% QoQ, now 49.5% share). Total Loans expanded 3% QoQ to ₹3,26,274 Cr, primarily fueled by a 7% QoQ increase in wholesale loans. Asset quality saw notable improvement, with Gross NPAs moderating to 3.25% and Net NPAs to 0.95%.

The bank is pivoting from consolidation to growth, prioritizing granular retail deposit expansion through digital channels and its extensive rural presence. Digital transformation is a core strategy, evidenced by 2.6Mn+ monthly active users on the INDIE app and substantial AI integration for risk management and loan evaluation. Key financial metrics include an EPS of ₹53.2 (up 74% QoQ), RoA of 0.78%, and RoE of 6.26%.